Financial Aid Online Brochure
Paying for College
"How am I going to pay for college?"
Our students combine federal and state aid, institutional and private awards, personal savings and employment to pay for school. This online brochure is an introduction to Federal, State and Institutional Aid.
Student Eligibility Requirements
- Financial need (Cost of education minus family contribution = financial need.)
- High school diploma or equivalent.
- Enrollment at CCC.
- Ssatisfactory academic progress toward your degree.
- No defaults on prior student loan.
- Sign the appropriate forms and statements provided by the CCC Financial Aid Office.
FAFSA: The First Step
FAFSA is the Free Application for Federal Student Aid. This is the financial aid application for federal grants and student loan programs as well as aid at California Christian College. It is free to fill out and submit. For detailed instructions of FAFSA as for the FAFSA brochure or visit www.fafsa.ed.gov and follow the instructions. To fill out the FAFSA, you will need your previous years income taxes (and your parents or guardians if you are under the age of 24.) You can file the FAFSA after January 1st.
Federal Aid Programs
- Pell Grants are funded by the Federal government. Awards are based on the level of need as determined by the Expected Family Contribution (EFC). EFC is determined by the Department of Education based on your FAFSA. You must be enrolled for a minimum of 3 semester hours to be eligible.
- Federal Supplemental Educational Opportunity Grant (FSEOG): A grant for students having extreme financial need. At CCC, this is awarded as an institutional scholarship.
- Academic Competitiveness Grant (ACG): Provides additional merit-based grants to 1st or 2nd year qualified Pell recipients who are US citizens, and enrolled full time. Student must have completed "rigorous" high school program.
Federal Loan Programs
Student Loans provide low interest loans as an affordable way to help pay for college. Loans are not grants or free money and must be repaid. Check with our Financial Aid department for current loan interest information.
Students must be enrolled for a minimum of six semester units to qualify for a student loan.
- Stafford Loan Program: Subsidized loans allow students to borrow money and not enter repayment until six months after they graduate or drop below half time status. The federal government pays the interest while you are in school.
- Unsubsidized Loans are available for students who need additional assistance; however, interest accrues while in school. Repayment begins six months after graduation an/or drop belo half time.
- PLUS Loans are available to parents of students. These loans are not deferred and parents must start repaying 60 days after the loan is dispersed. The benefit of this loan is that it is most likely at a lower interest rate than you normally would get at a bank.
California Programs
- CAL Grant: For residents of California
only. This is a grant that is applied to tuition and fees.
Eligibility:
- California resident
- Submit FAFSA and GPA Verification by March 2nd. (GPA verification forms are available at your high school, college, or at CCC.)
- Meet Financial need and academic requirements.
- CAL Grant Entitlement Program:
California guarantees that all students will receive a Cal Grant within
a year after they graduate from high school if they apply and meet
academic and financial need requirements.
- CAL Grant A and B competitive:
All other students will compete for Cal Grants. Awards are limited
each year based on the amount of money available and the number of
eligible students competing. Selection is based on a composite score
from information you submitted.
-
CAL Grant options at CCC
- Cal Grant A
Tuition and fees assistant grant.
Cumulative High School GPA of 3.00 or better. - Cal Grant B
Ttuition and fees assistance grant plus a living stipend.
Cumulative High School GPA of 2.00 or better.
Living Stipend only during 1st year of award. - Cal Grant A and B competitive:
Cumulative GPA varies each year. - Cal Grant Junior College Transfer
Award
For students transferring to a four year college.
- Cal Grant A
Institutional Aid
Institutional and PRivate Scholarships vary. Contact CCC Financial Aid office (559)455-5580 or cccfindir@sbcglobal.net
- Employment
Federal Work-Study Program (FWS)
A limited amount of funds are work are available at CCC to assist students who have establisheda need for part-time employment in order to pursue college studies. Apply early.
- Current Annual Award Range Estimates
(for eligible full time students)
- Pell Grant: $523 - $4,731/year
- FSEOG: $100 - $4,000/year
-ACG up to $750 1st year; up to $1300 2nd year with mimimum GAP 3.0
- CAL-Grant A: Up to $9,708 at CCC
- CAL-Grant B: $1,551 the first year, up to an additional $9,708 each year thereafter
- Stafford Loans (Dependent):
Freshman - Up to $5,500/year
Sophomore - Up to $6,500/year
Junior/Senior - Up to $7,500/year
- Stafford Loans (Independent)
Freshman - Up to $9.500/year
Sophomore - Up to $10,500/year
Junior/Senior - Up to $12,500/year
Work-Study, Institutional and Private Scholarships vary. Contact the Financial Aid office for more information.
Other Sources of Financial Aid Information
www.calgrants.org
www.fastweb.com
www.edwise.org
www.edfund.org
www.ChristianCollegeMentor.com
Key word search Financial Aid
Local Organizations
Your Church, Family and Friends
Be creative, there is money available!
Maintaining Eligibility
1. 2.00 GPA or above
2. Satisfactory Academic Progress toward degree
3. Refer to catalog of r additional information.
Tuition and Fees (2008-2009) estimates
| Tuition | $275unit |
|
| Tuition/semester (12-16 units) | $3,300 |
|
| Fee and books/semester | $640 |
|
| Total per semester | $3,940 |
|
| Room and Board (5 day meal plan) | $1,870 |
|
| Total per semester | $5,810 |
|
| Audit fee | $40/unit |
|
Payment Plans and Options
CCC offers you a number of ways in which to make payments on your bill each semester. Check with your business office for the option that best fits you
